Early adopters of Help to Buy, get ready to tighten those belts, says SALLY...
Thousands of first-timers who took advantage of the Government’s Help to Buy equity scheme – launched five years ago – are about to be reminded of the extra price to pay for the support received.
View ArticleSALLY HAMILTON: My Big regret...if only I had saved more into my pension
Given the chance, I would do certain practical things differently – particularly being more prudent about saving for the future.
View ArticleSALLY HAMILTON: Show some love to savers and raise interest rates
The latest indications suggest we will indeed see the rate edge up a smidgin in August (possibly from 0.5 to 0.75 per cent), partly because of all that sun-induced shopping.
View ArticleNationwide fails rate rise test except on Help to Buy
How dispiriting to discover, following the 0.25 percentage point Bank base rate rise to 0.75 per cent, that Nationwide has chosen not to pass on the full increase to millions of its beleaguered savers.
View ArticleSALLY HAMILTON: Solving pension fraud... it's like pulling teeth
Two years ago, Pension Ministers promised a cold-call ban, but this has not yet materialised. Just get on with it. The fraud figures show savers do not have the luxury of waiting any longer.
View ArticleSALLY HAMILTON: I’ll finally ditch mouldering savings like my moth-eaten...
Research by provider Ford Money suggests more than half of all savers suffer from apathy – leaving our savings to languish for five years or more.
View ArticleIs it worth it? Sally Hamilton on the Santander digital advice service
The service is simple – even fun – to use. It is reassuring the advice is regulated. But it is best for beginners and fund choice is limited, says Sally Hamilton.
View ArticleJEFF PRESTRIDGE: Keep calm and carry on! How to survive the Brexit debacle...
Brexit may impact the stock market, the value of the pound, interest rates and employment. Jeff Prestridge and Sally Hamilton devise a plan to keep your finances – your wealth – in good shape.
View ArticleShould you pay off your children's student loan debt - or help them with...
Since tuition fees trebled in 2012 students have been graduating with loans averaging £50,000 if maintenance costs are included. This sum can stalk them for decades, and balloon in size.
View ArticleSALLY HAMILTON: Don't miss out on the share price 'melt-UP'
Global stock markets are set for a 'melt up', according to the boss of one of the world's biggest money managers - Larry Fink of BlackRock. But it is a forecast to ponder and to act upon if you agree.
View ArticleSALLY HAMILTON: Woody swaps Toy Story for horror story
Previously a dedicated follower of Warren Buffett - one of the most successful investors of all time - Woodford seems to have forgotten the Sage of Omaha's basic rules.
View ArticleSALLY HAMILTON: How to keep your nest egg safe in the storm
With US-China trade wars raging and the prospect of a No Deal Brexit brewing, one thing is certain - the investment seas are going to be choppy in the months ahead.
View ArticleSALLY HAMILTON: Buy land - they're not making it any more!
There is another asset class worth considering - Real Estate Investment Trusts. Known as Reits, they can provide you with a stream of steady income through investing in various types of property.
View ArticleSALLY HAMILTON: Goodbye PPI, now it's time to cash in on cost of loyalty
The industry may well be breathing a collective sigh of relief that PPI will soon be a thing of the past. But they cannot relax for long. There are plenty of new concerns, top of the list 'loyalty...
View ArticleSALLY HAMILTON: Forget Bodie and Doyle, try the pensions Professionals
1970s series The Professionals is still great TV - and reminds Sally Hamilton of her youth, when she failed to save. Like her, the nation is facing a huge challenge over pension provisions.
View ArticleHow to stop YOUR pension savings from becoming an annuity horror show
Retirement is supposed to be a happy time, whether you are looking forward to filling it with a pipe-and-slippers or travel-the-world lifestyle. But in recent years it has become more complex and...
View ArticleA new season but the same old rip-offs from big bill providers
They are still ripping off customers to the tune of millions of pounds a day despite regulators vowing to stamp out the scourge.
View ArticleSALLY HAMILTON: Say hasta la vista to the costly fund managers
While good old Arnie is back as the Terminator for the nth time - the same is unlikely to be said for fund manager Neil Woodford.
View ArticleSALLY HAMILTON: Credit unions must replace the loan sharks
These organisations are membership-based, many of which have operated for more than 50 years. They serve local communities or people who share a common bond.
View ArticleShould you remortgage now? Election worries could be alleviated by taking a...
Mortgage borrowers anxious about the political turmoil ahead - whoever wins the General Election - should consider taking control of their biggest financial outgoing while the going is good.
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